Are banks open on Christmas Day? Opening times for Barclays, Halifax, HSBC, NatWest and TSB

7 mins read


CHRISTMAS day is nearly here, but what happens if you need to access your bank account.

We explain opening times over the festive holidays and how to access your cash.

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All banks will be closed on Christmas Day and opening times may vary during the festive period[/caption]

Is your bank open on Christmas day?

Christmas is a public holiday so your local bank branch will be closed but here is how you can access banking services from Barclays, Halifax, NatWest and Santander.

Christmas falls on a Friday this year and Boxing Day is on Saturday so the following Monday also becomes a bank holiday.

This means your local bank branch could be closed from Friday December 25 2020 until Tuesday December 29 2020.

Banks may also operate reduced hours on December 28 until December 31.

As New Year’s Day falls on a Friday this year, that means your bank will be closed.

Many are also already operating reduced hours or are closed because of the pandemic.

You are still able to use a cash machine and access online banking all year round though.

We have rounded up the Christmas opening times for Barclays, NatWest, Santander and Halifax below.

Bank holidays 2020

BANK holidays usually mean a day off work, giving Brits time to spend with their friends and family.

Here are the bank holidays in 2020, both past and upcoming:

  • New Year’s Day – Wednesday, January 1
  • January 2 (Scotland only)
  • St Patrick’s Day – March 17 (Northern Ireland only)
  • Good Friday – Friday, April 10
  • Easter Monday – Monday, April 13
  • VE Day bank holiday – Friday, May 8
  • Spring bank holiday – Monday, May 25
  • Summer bank holiday – Monday, August 31
  • St Andrew’s Day – Monday, November 30 (Scotland only)
  • Christmas Day – Friday, December 25
  • Boxing Day (substitute day) – Monday, December 28

What is Barclays Christmas opening hours?

Barclays will be shut on Christmas Day and New Year’s Day but you can still use its ATMs and online banking.

It has around 1,600 banks in the UK – use the online branch finder tool to find your nearest bank.

Opening times will vary due to the pandemic and the run up to Christmas.

Its banks are typically open from 9am or 10am and shut between 3pm and 5pm, Monday to Saturday.

But many are likely to close early at Christmas Eve at around 1230pm.

Customers can call the bank on 0345 734 5345 to check local opening times.

What is Halifax’s Christmas opening hours?

Halifax is part of the Lloyds Banking Group which has more than 1,000 branches across the country.

These will all be closed on Christmas Day and New Year’s Day and the only way to access your finances will be through online banking or by taking cash out at an ATM.

Its branches are typically open from 9am or 10am until 330pm.

Branches will also be closing at 2pm on Christmas Eve.

Use the Halifax branch locator to see opening times near you or call them on 0345 720 3040.

What is HSBC’s Christmas opening hours?

HSBC’s 600 UK branches are typically open between 10am and 4pm.

All will be closed on Christmas Day and New Year’s Day and are expected to shut early a day before.

Use the online branch finder to see where your nearest is and for details on Christmas Eve openings.

HSBC customer service can be contacted on 0345 740 4404.

What is NatWest’s Christmas opening hours?

NatWest’s 960 branches across the UK will be closed on Christmas Day and New Year’s day.

NatWest’s core opening hours are typically 930am 430pm Monday to Friday and branches will close at 2pm on Christmas Eve.

NatWest can be called on 03457 888 444 or use its locator to find your nearest branch.

What is Santander’s Christmas opening hours?

Santander’s 800 branches in the UK typically operate from 930am to 430pm but some are closed due to the pandemic.

All branches will be closed on Christmas Day and many are also shut on Christmas Eve. Branches will also be closed on New Year’s Day.

Use the Santander branch locator to check opening times and avoid a wasted journey.

What is TSB’s Christmas opening hours?

TSB has around 536 branches across the UK and all will close for Christmas Day and New Year’s Day.

Its branches are typically open between 9am and 5pm but will close at 3pm on Christmas Eve.

You can contact TSB on 0345 975 8758 or use the branch finder to see where your nearest bank is, as well as its opening times.


Here is how you can get last-minute Christmas deliveries from supermarkets.

Find out when your bins will be collected over Christmas.

See how to get your home ready for Christmas Day.

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