Whether you’re completely new to using credit or simply doing your best to avoid debt, you might find there’s one annoying side effect: You don’t have a good credit score. Maybe you don’t have a score at all. Although that might not seem like a big deal, especially...
President Donald Trump tweeted last month in response to House Speaker Nancy Pelosi’s announcement of an official impeachment inquiry that the stock market would crash if he were booted from the White House.If they actually did this the markets would crash. Do you think it was luck that...
Multi-level marketing companies, or MLMs as they’re commonly known, have been around since the days of Avon and Tupperware. Today, there are hundreds of companies that recruit consultants to sell everything from health products to cosmetics to clothing. But despite how the industry has evolved, one thing’s remained...
Americans are dining out more now than ever before. But while it’s lovely to avoid the hassle of cleaning up, the costs accrue ― consider the fact that the average restaurant inflates the cost of a food item by 300%.Eating out, which is typically far more expensive than...
Seventy percent of moms with kids under 18 years old participate in the labor force, and odds are every single one of them would say some version of the same thing: Juggling a career and family is damned hard. Overwhelming, even.Circumstances differ wildly, of course, but as Jennifer...
If you’re trying to save money by cord-cutting, you might have already ditched cable TV in favor of streaming services, such as Netflix and Hulu. After all, an estimated 33 million adults did so in 2018 alone. But if you maintained the same internet service (and, let’s be...
I’ve never liked the word “budget.” It conjures images of penny-pinching and living a life of restriction. I’m not the only one who feels this way: Nearly 60% of people who participated in a 2018 survey said they don’t track their spending. More than one in three said...
Ashley Shannon can fit all her earthly possessions into a suitcase and a duffel. The 23-year-old got rid of nearly all her stuff when she moved from Kansas to Los Angeles after college.  “I feel so good without it,” Shannon said of downsizing her wardrobe and book collection. But...
Today, you can get a loan for almost anything: vacations, plastic surgery, weddings (and divorces), even Christmas shopping. The names might vary, but all of these loans are really the same product, marketed in different ways.Personal loans have long been touted as a smart tool for consolidating high-interest...
Now that the Federal Reserve has cut interest rates again, things are looking up for prospective homeowners. Mortgage rates are on their way back down, making now a prime time to become a homeowner. The only problem? You might not have the cash on hand for a down...