Drivers may be fined £5,000 and ‘likely’ see car insurance rise by splashing pedestrians

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Drivers could be hit with a £100 fixed penalty notice and three points on a licence if they are found to have deliberately driven through a puddle to splash a drier. However, charges can increase if motorists are considered to have driven in a manner amounting to a clear act of incompetence, selfishness or aggressiveness.

This dangerous driving charge can see drivers issued penalties as high as £5,000 in a major blow for many in the run-up to Christmas.

Alongside this, drivers who fail to pay the £100 charge are likely to age a £5,000 fine if the case is taken to court.

A new study by USwitch has found just one in 18 drivers admit to intentionally soaking a pedestrian when it was wet.

Younger drivers were more likely to commit an offence with 32 percent of drivers aged 17 to 24 guilty of the offence.

READ MORE: Car insurance may be invalidated for warming up cars in winter

“Not only could you face a fine and penalty points, if convicted you’ll likely see your car insurance premiums increase.

“Insurance companies price their car insurance products based on a series of risk calculations, predicting how likely a driver is to make a claim.

“If you have a motoring conviction, insurers will see you as a greater risk and your insurance premiums will increase.” found one in six drivers had splashed a pedestrian by driving through a puddle either by accident or deliberately.

However, up to 6.5million were unaware of the offence meaning some could be caught out by breaking without awareness of thor mistake.

Alex Kindred, car insurance expert at said it was “worrying” how many drivers were not aware of the rules.

He added drivers were putting themselves at major risk in a safety warning.

He said: “It’s worrying so many of us aren’t aware when we might be committing a motoring offence. Especially ones that carry such hefty fine like splashing pedestrians.

“With the recent storms and downpours, drivers are putting themselves at risk of being penalised by not cluing up on the law.”

Motorists who drive quickly on wet roads can still splash pedestrians but not all drivers will face penalties.

The rules do not cover anyone who has accidentally splashed a pedestrian meaning not all offenders could be punished.

Drivers who are penalised are those  considered to have gone out of their way to splash a pedestrian rather than those who do so accidentally while driving their vehicles.

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